REAL ESTATE FINANCE CALCULATOR

Real Estate Finance Calculator

Calculate five commonly used real estate finance metrics: LTV, LTC, ICR, DSCR and debt yield.

Loan amount ÷ property value × 100

Loan amountProperty value

Result—

Loan amount ÷ total project cost × 100

Loan amountTotal project cost

Result—

Agreed income metric ÷ interest expense

Income metricInterest expense

Result—

Cash flow available for debt service ÷ scheduled debt service

Cash flow for debt serviceScheduled debt service

Result—

NOI ÷ loan amount × 100

Net operating income (NOI)Loan amount

Result—

These calculations are indicative only. Lenders may use different definitions, adjustments, valuation bases and covenant methodologies.

Related resources

Definitions and context for the metrics above are available in the glossary and finance hub.